Recently launched ‘Jan Samarth’ portal
- (a)provides single point access for authenticated health information to citizens.
- (b)assists farmers to access links to useful farming-specific information.
- (c)provides access to Pan India e-Government services.
- (d)provides link to Government credit schemes.
Correct — D, provides link to Government credit schemes. Jan Samarth was launched by the Prime Minister on 6 June 2022 during the iconic week celebrations of the Ministry of Finance and the Ministry of Corporate Affairs, and the announcement described it in exactly those terms — the National Portal for Credit Linked Government schemes. The portal's own masthead calls it the national portal for government-sponsored schemes. What it does is put a set of centrally sponsored loan schemes behind one login: an applicant answers a common set of questions, the portal checks which schemes they are eligible for, and the application is routed to participating banks for digital approval. Education loans, agricultural infrastructure loans, business and livelihood loans were the categories available at launch.
- (a)provides single point access for authenticated health information to citizens. — Single point access to authenticated health information is the description of the health information portals run under the health ministry and the digital health mission — not of a finance ministry credit platform.
- (b)assists farmers to access links to useful farming-specific information. — Farming-specific advisory content is what the agriculture ministry's farmer information services do. Jan Samarth does carry agricultural credit schemes such as the Kisan Credit Card and the Agriculture Infrastructure Fund, but it links loans, not crop advice.
- (c)provides access to Pan India e-Government services. — A single window to pan-India e-government services across departments is the unified mobile application for governance. Jan Samarth is deliberately narrower — it is about credit.
Jan Samarth is a credit delivery platform rather than an information website. Government credit schemes had historically been scattered across ministries, each with its own form, eligibility test and set of lending banks, so a borrower had to know which scheme existed before they could apply for it. The portal inverts that: the borrower describes their need, the platform tests eligibility across the schemes on it, and lenders act on the application digitally, with the sanction tracked end to end.
The way to place a portal question is to ask which ministry would own it. Jan Samarth was launched by the finance ministry during its own iconic week, so the subject matter is money, and among four options only one is about money. That reasoning survives even if the name means nothing to you. A present-day note worth carrying: the platform has grown well past its launch set, and the Department of Financial Services now lists schemes such as the Pradhan Mantri Mudra Yojana, PM SVANidhi, the Prime Minister's Employment Generation Programme, the Kisan Credit Card including its fisheries variant, the Agriculture Infrastructure Fund, Agri Clinics and Agri Business Centres, the Weaver Mudra Scheme, rooftop solar financing and startup loans as available through it.
- Jan Samarth was launched on 6 June 2022 by the Prime Minister, described officially as the National Portal for Credit Linked Government schemes.
- It was launched during the iconic week celebrations of the Ministry of Finance and Ministry of Corporate Affairs under Azadi Ka Amrit Mahotsav.
- At launch it covered four loan categories — education, agricultural infrastructure, business activity and livelihood.
- Schemes currently onboarded include the Pradhan Mantri Mudra Yojana, PM SVANidhi, PMEGP, the Kisan Credit Card and the Agriculture Infrastructure Fund.
- The portal checks eligibility across schemes and routes the application to participating banks for digital approval.
Identify the owning ministry and the right option follows, even without recognising the name.
- Guessing from the word 'Jan' that the portal must be a general citizen services platform; the launching ministry is the giveaway.
- Confusing a credit platform with a subsidy or benefit transfer platform — Jan Samarth arranges loans, not grants.
- Assuming the launch list of schemes is fixed; more have been added since 2022.
As a what-is-this-portal item with four plausible government portals as options, or as a matching item pairing portals with ministries.
CDS_GK_2021_II_Q1062021What is itat e-dwar?
- (a) An Urdu magazine published from Lucknow
- (b) An e-filing portal of Income Tax Appellate Tribunal
- (c) A religious monument
- (d) Name of a UNESCO world heritage site
Answer(b) An e-filing portal of Income Tax Appellate Tribunal
The same question type one year earlier — a newly launched government platform with an unfamiliar name, and four descriptions of what it might do. Both are solved the same way, by asking which arm of government would have built the thing.
- practice — not a real PYQ
The Jan Samarth portal was launched by which one of the following ministries?
- (a)Ministry of Electronics and Information Technology
- (b)Ministry of Finance
- (c)Ministry of Rural Development
- (d)Ministry of Micro, Small and Medium Enterprises
Answer(b) Ministry of Finance — it was launched during the finance and corporate affairs ministries' iconic week in June 2022.
- practice — not a real PYQ
Which one of the following schemes is available through the Jan Samarth portal?
- (a)Pradhan Mantri Awas Yojana Gramin
- (b)Pradhan Mantri Mudra Yojana
- (c)Mahatma Gandhi National Rural Employment Guarantee Scheme
- (d)Pradhan Mantri Ujjwala Yojana
Answer(b) Pradhan Mantri Mudra Yojana — Jan Samarth hosts credit-linked schemes, and Mudra is one of them.