Rearrange the following sentences in correct order to make a logical passage. 1. This involves careful budgeting and debt management. 2. Financial literacy is essential for individual well-being. 3. It empowers people to make informed decisions about money. 4. Education plays a vital role in improving financial literacy rates.
- (a)2-1-3-4
- (b)2-3-1-4
- (c)2-4-1-3
- (d)3-4-2-1
Answer
Why
Correct — B. Sentence 2 names the topic, financial literacy, with no pointer, so it opens.
3 comes next: its It needs that noun — financial literacy empowers people to make informed decisions about money.
1 follows 3: its This points to those decisions, which involve careful budgeting and debt management.
4 closes by turning to how literacy is raised, through education → 2-3-1-4, option (b).
Why the others are wrong
- (a)2-1-3-4 — Blurs both pointers. Right after 2, This in sentence 1 has to mean financial literacy itself, and the It of sentence 3 is cut off from its noun by a sentence about budgeting and debt management.
- (c)2-4-1-3 — Jumps to education second, before saying what financial literacy does. This in sentence 1 would then point to improving literacy rates, which is not what careful budgeting and debt management describe.
- (d)3-4-2-1 — Opens with It, a pronoun with no noun before it. Financial literacy is not named until sentence 2, placed third.
Concept
Four-sentence jumbles like this rest on a topic sentence and a pronoun chain.
The topic sentence names its subject in full and points back to nothing: 'Financial literacy is essential for individual well-being.'
Then give each pointer the nearest sensible referent: It = financial literacy, This = making informed decisions about money. Sentence 4 widens the view to how literacy is improved, so it fits last.
Options (a), (b) and (c) all open with sentence 2, so the opener rules out only (d). The middle order, the It-sentence before the This-sentence, decides the rest.
Key facts
- A sentence beginning with It or This that refers back cannot open a paragraph.
- In this jumble, It (sentence 3) refers to financial literacy and This (sentence 1) to making informed decisions about money.
- Sentence 4 shifts from what financial literacy does to how it is improved, the wider point that closes the paragraph.
Study next
Common traps
- Putting sentence 1 second because 'This involves' seems to define financial literacy — it reads better as describing the money decisions of sentence 3.
- Moving the education sentence up because it names financial literacy — it shifts to how literacy is raised, so it closes.
The same topic, It, This, wider-view order is keyed 2-3-1-4 at 21 Sep 2025, 12:30, English Q.25 (community engagement) and 24 Sep 2025, 12:30, English Q.25 (conflict resolution), with sentence 3 the It-sentence and sentence 1 the This-sentence, as here.
Related PYQs
No directly related past PYQ was found.