What is the age range for farmers to enrol in the Pradhan Mantri Kisan Maandhan Yojana (PM-KMY)?
- (a)18–30 years
- (b)18–40 years
- (c)21–45 years
- (d)25–50 years
Answer
Why
Correct — B. Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) enrols small and marginal farmers aged 18 to 40 years.
It is a voluntary, contributory pension: the farmer pays a monthly contribution, the Government of India matches it, and an assured pension of ₹3,000 a month starts at age 60 → option (b).
Why the others are wrong
- (a)18–30 years — 18–30 years cuts the upper limit short. Entry stays open until 40, which still gives at least 20 years of contributions before the pension starts at 60.
- (c)21–45 years — 21–45 years misses both limits. PM-KMY enrolment opens at 18, not 21, and closes at 40, not 45.
- (d)25–50 years — 25–50 years misses both limits. PM-KMY enrolment opens at 18 and closes at 40.
Concept
PM-KMY is an old-age pension scheme for small and marginal farmers, run by the Ministry of Agriculture & Farmers Welfare. A farmer qualifies with cultivable land of up to 2 hectares in State or UT land records.
The Maandhan portal runs it alongside PM Shram Yogi Maandhan (unorganised workers) and PM Vyapari Maandhan (traders). All three share the pattern: entry at 18 to 40, a ₹3,000 monthly pension, and a matching government contribution.
Atal Pension Yojana also enrols from 18 to 40, but its pension is a chosen slab of ₹1,000 to ₹5,000 a month rather than a fixed ₹3,000.
Key facts
- PM-KMY entry age is 18 to 40 years, for farmers with cultivable land up to 2 hectares.
- PM-KMY pays an assured pension of ₹3,000 a month from age 60.
- PM-KMY is voluntary and contributory, with a matching contribution by the Government of India.
- PM Shram Yogi Maandhan covers unorganised workers with the same 18-40 entry band and ₹3,000 pension.
Study next
Common traps
- Mixing up PM-KMY and PM-KISAN: PM-KMY is a pension from 60, PM-KISAN is direct income support to landholding farmer families.
- Picking a wider band such as 21–45: the Maandhan schemes close entry at 40.
Here a scheme is tested on a single eligibility number. Its counterpart for unorganised workers, PM Shram Yogi Maandhan, is asked at 23 Sep 2024, 12:30, GA Q.10.
Related PYQs
No directly related past PYQ was found.