Which of the following State Governments has started the 'Pashu-Kisan Credit Card' Scheme in the year 2020?

Question

UnlockIAS · Accepted Answer

Correct — (b) Haryana. Haryana became the first state to roll out the Pashu Kisan Credit Card in 2020 (championed by Agriculture & Animal Husbandry Minister J.P. Dalal). It extends KCC-style institutional credit to livestock owners — a fixed loan per animal (about Rs 40,000 per cow and Rs 60,000 per buffalo, released in monthly instalments) at an effectively near-zero rate after interest subvention — to cut dairy farmers' dependence on moneylenders.

Why the other options are wrong — (a) Gujarat has a large dairy/cooperative sector (Amul) but did not launch the 'Pashu Kisan Credit Card' scheme in 2020; the initiative is Haryana's.  (c) Punjab was not the state that introduced this dedicated livestock credit-card scheme in 2020.  (d) Rajasthan is a major livestock state but is not associated with launching the Pashu Kisan Credit Card in 2020; Haryana pioneered it.

Concept: The Kisan Credit Card (KCC) gives farmers short-term, low-interest institutional credit. The Pashu Kisan Credit Card is a Haryana extension of that idea to animal husbandry, giving cattle/buffalo/sheep/goat/poultry owners a per-animal credit limit so they can meet fodder and upkeep costs without informal loans.

State PCS 2020 Q57 — Current Affairs PYQ with Answer

State PCS 2020 Q57 — Current Affairs PYQ with Answer