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UPSC 2015: ‘Pradhan Mantri Jan-Dhan Yojana’ has been launched for
(a)providing housing loan to poor people at cheaper interest rates
(b)promoting women’s Self-Help Groups in backward areas
(c)promoting financial inclusion in the country
(d)providing financial help to the marginalized communities
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Not attemptedCorrect Answer: (c) promoting financial inclusion in the country
Pradhan Mantri Jan-Dhan Yojana, launched on 28 August 2014, is the National Mission on Financial Inclusion aimed at providing every household with an affordable basic bank account plus related services (RuPay card, insurance, overdraft). Therefore the scheme’s purpose is to promote financial inclusion. ([gokulamseekias.com](https://gokulamseekias.com/prelims-c-a/economy/economy-schemes-and-initiatives/pm-jan-dhan-yojana/?utm_source=openai))
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Frequently Asked Questions
What is the correct answer to this UPSC 2015 Indian Economy question?▼
The correct answer is option (c): promoting financial inclusion in the country. Watch the detailed video explanation in our Sherlocking Prelims course on UnlockIAS.
Which year was this Digital Payments & Financial Inclusion question asked in UPSC Prelims?▼
This question was asked in UPSC CSE Prelims 2015, GS Paper 1, as Question 1. It falls under Indian Economy > Digital Payments & Financial Inclusion.
What is the difficulty level of this UPSC question?▼
This question is rated "easy". It tests basic recall and most well-prepared aspirants should answer it correctly.
How many UPSC Prelims questions have been asked from Digital Payments & Financial Inclusion?▼
UPSC has asked 20 questions from Digital Payments & Financial Inclusion (under Indian Economy) across multiple years. Visit the topic page to see the full list and year-wise trends.