SSC CGL 2024 Tier-I · 26 September 2024, Shift 2 · English Comprehension · Question 13 of 100

Text as printed on a candidate's response sheet for this shift; answer per SSC's tentative key as marked on that sheet. Solution last reviewed 10 September 2026.

Where this paper and its answers come from

SSC does not publish CGL question papers or a public answer key. The questions and options here are reproduced as printed on a candidate's own response sheet for this shift — the Commission's text, unchanged. Each answer is SSC's tentative key as marked on that sheet; SSC allowed challenges to it and never publishes a final key. The solutions are written by UnlockIAS.

Select the option that can be used as a one-word substitute for the given group of words. Money collected from people for a cause.

(a)Deposit
(b)Fund
(c)Collection
(d)Savings

Answer

Why

Correct — B. A fund is a sum of money gathered and held for a particular purpose — a relief fund, a scholarship fund, a pension fund.

The definition has two halves: money collected from people, and money kept for a cause. Fund is the single word that carries both.

Option (b) is therefore the substitute the phrase asks for.

Why the others are wrong

(a)
Deposit — A deposit is money placed with a bank, or paid in advance as security. It says where money is put, not that it was gathered for a cause.
(c)
Collection — Collection names the act of gathering, or the things gathered. It carries no purpose — money collected for a cause is what becomes a fund.
(d)
Savings — Savings is money held back from one's own income. It comes from a single person or household and answers to no cause.

Concept

A one-word substitute is decided by reading the defining phrase as a list of conditions and testing every option against all of them.

Here there are two conditions: the money comes from people, and it exists for a cause. Deposit fails the second, savings fails the first, collection speaks to the gathering rather than the purpose.

Fund satisfies both, which is why English builds it into named compounds — relief fund, provident fund, contingency fund.

Collection is the closest miss, since money gathered at an event is often called a collection. The distinction the key relies on is purpose: a fund is money held for a stated cause.

Key facts

A fund is a sum of money saved or made available for a particular purpose.
A deposit is money placed in a bank account or paid in advance as security.
Savings is money set aside out of one's own income rather than collected from others.

Study next

Money and finance substitutes: fund, deposit, endowment, subsidy, levyEliminating by the condition an option fails, rather than by which word feels closest

Common traps

Choosing collection because the phrase itself begins with money collected
Testing only the first half of a defining phrase and stopping there

SSC prints either the given group of words on its own or an underlined phrase inside a sentence; the method does not change.

Also set at 10 Sep 2024, 09:00, English Q.2 (a government by the officials → Bureaucracy).

Related PYQs

No directly related past PYQ was found.