1.AIDIS Household Finance Survey 2026-27 (Debt & Investment Survey)
What & Where
AIDIS: decadal NSO survey on household debt, assets, investments across rural-urban India.
SAS: NSO survey gauging income, expenditure, debt of agricultural households nationwide.
Next AIDIS + SAS round: fieldwork July 2026 – June 2027, all States/UTs.
Quick Facts for MCQs
Survey Objectives
- Indebtedness: quantify liabilities by institutional vs non-institutional sources to refine credit policy.
- Assets: map ownership of land, dwellings, gold, financial assets for national accounts & inequality studies.
- Farm-income: capture crop, livestock, wage receipts guiding MSP, insurance, and income-doubling targets.
Key Features
- Disaggregation: data by state, sector, income class, land size, asset type enables granular analysis.
- Inclusivity: includes landless farming households and urban owners of agricultural land.
- Credit-access: measures loan size, interest, collateral, KCC usage, insurance penetration.
Policy Relevance
- RBI: uses indebtedness ratios for priority-sector norms and monetary transmission tracking.
- NITI Aayog: inputs for poverty, asset inequality, farm-income dashboards.
- Banks: guides branch siting, financial literacy drives, crop-loan design.
Key Data Points
| Feature | Data-Point |
|---|---|
| AIDIS origin name | All India Rural Credit Survey |
| First AIDIS round | 1951-52 |
| Urban sector added | 1961-62 |
| Last AIDIS round | 77th, 2019 |
| SAS first launched | 2003 NSS round |
| SAS expansions | 2013 & 2019 |
| Implementing agency | National Statistical Office, MoSPI |
| SAS partner ministry | Agriculture & Farmers Welfare |
| Upcoming survey window | Jul 2026 – Jun 2027 |
| Coverage | Rural & urban households; all farm households incl. landless |





