Match List – I with List – II and select the correct answer using the codes given below the lists. List – I (Scheme) A. Aam Aadmi Bima Yojna B. P.M. Aatmanirbhar Swasthya Bharat Yojna C. Pradhan Mantri Jan Aarogya Yojna D. Pradhan Mantri Suraksha Bima Yojna List – II (Year of Launch) 1. 2021 2. 2016 3. 2007 4. 2018 Codes :
- (a)A-1, B-2, C-3, D-4
- (b)A-4, B-3, C-2, D-1
- (c)A-3, B-1, C-4, D-2
- (d)A-2, B-4, C-1, D-3
Correct — C, A-3, B-1, C-4, D-2. Aam Aadmi Bima Yojana (A) was launched in 2007 (→3); PM Aatmanirbhar Swasth Bharat Yojana (B) was announced in the Union Budget 2021-22, i.e. 2021 (→1); Pradhan Mantri Jan Aarogya Yojana / Ayushman Bharat (C) was launched on 23 September 2018 (→4); and Pradhan Mantri Suraksha Bima Yojana (D) is the accidental-death cover launched in 2015-16 (→2, the '2016' option). That gives A-3, B-1, C-4, D-2 — option (c).
- (a)A-1, B-2, C-3, D-4 — Wrong — it dates AABY to 2021 and PMASBY to 2016, but AABY is 2007 and PMASBY (Aatmanirbhar Swasth Bharat) is the 2021 scheme; every pairing is off.
- (b)A-4, B-3, C-2, D-1 — Wrong — it puts AABY in 2018 and Suraksha Bima Yojana in 2021, whereas AABY is 2007 and PMSBY is 2015-16; the years are misassigned.
- (d)A-2, B-4, C-1, D-3 — Wrong — it dates AABY to 2016, PMASBY to 2018 and PMJAY to 2021, but the correct years are AABY 2007, PMASBY 2021 and PMJAY 2018.
The question tests the launch years of four Central welfare/insurance and health schemes. Fix them chronologically: Aam Aadmi Bima Yojana (2007), Pradhan Mantri Suraksha Bima Yojana (2015-16), Pradhan Mantri Jan Aarogya Yojana / Ayushman Bharat (2018) and PM Aatmanirbhar Swasth Bharat Yojana (2021). Note the two look-alike 'Suraksha/Swasthya' names sit at opposite ends of the timeline.
The trap is the similar-sounding scheme names and the fact that PMSBY actually began in 2015 (this key tags it 2016). Because only the years 2021, 2016, 2007 and 2018 are on offer, each scheme maps to exactly one — so anchoring the two clear extremes (AABY = 2007, Aatmanirbhar Swasth Bharat = 2021) forces PMJAY = 2018 and PMSBY = 2016.
- Aam Aadmi Bima Yojana (2007): social-security life/disability insurance for rural landless households, administered by LIC.
- Pradhan Mantri Suraksha Bima Yojana (launched 2015, operational 1 Jun 2015; tagged 2016 in this key): accidental death/disability cover of Rs 2 lakh for a small annual premium.
- Pradhan Mantri Jan Aarogya Yojana / Ayushman Bharat (launched 23 Sep 2018): Rs 5 lakh per family per year health cover, world's largest such scheme.
- PM Aatmanirbhar Swasth Bharat Yojana (announced in Budget 2021-22; now PM-ABHIM): scheme to strengthen health infrastructure.
A-3, B-1, C-4, D-2 — the correct matching (option c).
- Confusing PM Suraksha Bima (2015-16, accident cover) with PM Aatmanirbhar Swasth Bharat (2021, health infrastructure)
- Mixing up PMSBY (accident insurance) with PMJJBY (life insurance) or PMJAY (health cover)
UPSC/UPPSC ask scheme-to-year match-lists or 'which ministry/objective' pairings; memorise flagship-scheme launch years and their nodal ministries.
With reference to "Aam Aadmi Bima Yojana", consider the following statements: 1. The member insured under the scheme must be the head of the family or an earning member of the family in a rural landless household. 2. The member insured must be in the age group of 30 to 65 years. 3. There is a provision for free scholarship for up to two children of the insured who are studying between classes 9 and 12. Which of the statements given above is/are correct?
- (a) 1 only
- (b) 2 and 3 only
- (c) 1 and 3 only
- (d) 1, 2 and 3
Answer(c) 1 and 3 only
Same scheme — Aam Aadmi Bima Yojana, which is List-I item A here; the UPSC question probes its coverage and scholarship benefit, reinforcing knowledge of this welfare-insurance scheme.
- practice — not a real PYQ
Pradhan Mantri Jan Aarogya Yojana (Ayushman Bharat) provides annual health cover of how much per family?
- (a)Rs 1 lakh
- (b)Rs 2 lakh
- (c)Rs 5 lakh
- (d)Rs 10 lakh
Answer(c) Rs 5 lakh per family per year for secondary and tertiary care.
- practice — not a real PYQ
Which scheme provides accidental death and disability insurance cover for a nominal annual premium?
- (a)Pradhan Mantri Jeevan Jyoti Bima Yojana
- (b)Pradhan Mantri Suraksha Bima Yojana
- (c)Atal Pension Yojana
- (d)Aam Aadmi Bima Yojana
Answer(b) Pradhan Mantri Suraksha Bima Yojana — accidental death/disability cover of Rs 2 lakh.