SSC CGL 2025 Tier-I · 19 September 2025, Shift 3 · General Intelligence and Reasoning · Question 4 of 100

We transcribed this text from the pictures on a candidate's response sheet for this shift; the answer is the key SSC colour-marked on that sheet. Solution last reviewed 11 September 2026.

Where this paper and its answers come from

SSC does not publish CGL question papers or a public answer key. From 2025 the candidate response sheet prints every question and option as a picture, so the text here is transcribed from those pictures for this shift and checked against them independently; where the layout carries meaning, the picture is shown as well. Each answer is the key SSC colour-marked on that sheet. SSC released a tentative key for challenge and later its final one, both only to candidates behind a login, and the sheet does not say which of the two it carries. The solutions are written by UnlockIAS.

Consider the following statement and choose the option that follows. Statement: The bank has introduced a rewards program for debit card users. Conclusions: I. More customers will start using debit cards. II. Credit card usage may decline.

(a)Only I follows
(b)Only II follows
(c)Both follows
(d)Neither follows

Answer

Why

Correct — A.
Rule: a conclusion follows only if the statement supports it without an extra assumption.

A rewards program for debit card users exists to make debit cards more attractive. So more customers using debit cards is the effect the statement points to, and I follows.

The statement says nothing about credit cards, so II does not follow → option (a).

Why the others are wrong

(b)
Only II follows — Credit cards never appear in the statement. II needs an added assumption, that new debit users come from credit cards, and this option also drops I.
(c)
Both follows — Both follows accepts II, but a debit-card offer says nothing about credit card usage. II rests on an assumption the statement does not give.
(d)
Neither follows — Neither follows rejects I, but the evident aim of a rewards program is to draw more use of the product it rewards. I states that aim.

Concept

In a statement-and-conclusion item, a conclusion follows when it comes straight out of the statement or its evident purpose. It does not follow when it needs a fact the statement never gives.

Here the statement is about debit card users. Conclusion I stays inside that subject. Conclusion II jumps to credit cards, a different product the statement does not mention.

Strictly, a rewards program does not guarantee that more customers will start using debit cards. The key reads I as the intended effect of the program, and II fails either way.

Key facts

A conclusion that brings in a subject the statement never mentions, such as credit cards here, needs an extra assumption.
An incentive such as a rewards program is meant to increase the behaviour it rewards.
A hedge such as may does not rescue a conclusion that has no basis in the statement.

Study next

Statement and course-of-action itemsStatement and assumption items, which ask what the writer takes for grantedConclusions with absolute words such as no longer, only or always

Common traps

Accepting II because switching from credit to debit cards sounds realistic, though the statement never mentions credit cards
Rejecting I because will sounds too certain, when it states the program's evident aim

19 Sep 2025, 09:00, Reasoning Q.4 uses the same frame: more organic vegetable subscriptions support health consciousness, not that supermarkets are no longer preferred, keyed a.

17 Sep 2025, 16:00, Reasoning Q.11 does it with import duty: pricier imported luxury cars follows, a claim about local budget cars does not, keyed a.

Related PYQs

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