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15 topicsGS-1: 7GS-2: 3GS-3: 5
0/15 done
GS-2Polity

1.EPIC Number Clarification (Voter Identification)

Indian Express

What & Where

EPIC Number – alphanumeric identifier uniquely tagging every Indian elector to curb impersonation

Generated centrally through ERONET; legacy manual issue caused a few cross-state duplicates

Valid country-wide; number persists even if voter shifts or card reprinted

Quick Facts for MCQs

Tech & Schemes

  • ERONET centralises new registrations, migrations, deletions ensuring near-real-time database integrity
  • ERONET 2.0 introduces nationwide uniqueness checks and auto duplicate alerts
  • Digital linkage facilitates online voter services and future e-governance modules

Legal & Policy

  • ECI powers derive from Representation of the People Act and Registration Rules provisions
  • Detection of duplication triggers administrative reassignment without altering polling station or eligibility
  • Voting right flows from electoral-roll inclusion, not mere possession of EPIC card

Security Dimension

  • Unique numbering deters impersonation and bogus voting attempts
  • Central database enables inter-state verification and quick anomaly tracking
  • Physical card carries photo, age, constituency aiding on-ground booth authentication

Key Data Points

FeatureData-Point
Launch year1993
Legal basisRegistration of Electors Rules 1960
Format3 letters + 7 digits
Issuing authorityElection Commission of India
Allocation systemERONET portal (since 2017)
Constituency tagFunctional Unique Serial Number (FUSN)
Duplicate scopeOnly across states in pre-ERONET era
Ongoing clean-upEPIC Rectification under ERONET 2.0
Card vs NumberCard is physical ID; number is registry code
Change on reissueCard reprinted; number unchanged

Related UPSC Prelims PYQs

CDS_GK 2022PYQ 1

The use of ‘Electors Photo Identity Cards (EPIC)’ by the Election Commission of India was started in which one of the following years ?

GS-2Polity

2.Tribunal Reforms Act Review (Tribunal Reforms)

Hindustan Times
Illustration for Tribunal Reforms Act Review (Tribunal Reforms)

What & Where

Tribunal Reforms Act 2021: central law rationalising appellate tribunals, reallocating jurisdiction mainly to High Courts across India.

Selection mechanism: Search-cum-Selection Committees headed by CJI/HC-CJ for Central/State tribunals respectively.

Core processes: dissolution, fixed tenure-age norms, government-removal power via the Committee’s recommendation.

Quick Facts for MCQs

Legal & Policy

  • Abolition move: multiple subject-specific appellate tribunals (e.g., film, IP) merged into ordinary courts for uniformity.
  • SC scrutiny: examining Act’s constitutional validity, especially tenure clause & executive dominance concerns.
  • Articles 323-A/B enable sector-wise tribunals but silent on tenure, letting Parliament legislate specifics.

Administrative Challenges

  • Vacancy backlog: delayed appointments causing high pendency, e.g., 67 % IBC cases exceed 330-day limit.
  • Infrastructure gaps: limited courtrooms, digital tools—National Green Tribunal lacks rural outreach.
  • Procedural drag: frequent adjournments, weak enforcement push litigants toward High Courts/Supreme Court.

Reform Measures

  • Accelerated appointments with structured induction to boost domain expertise and decision quality.
  • Tech infusion: e-filing, case-tracking, regional benches proposed for accessibility & speed.
  • Autonomy push: demand for financial, administrative independence plus oversight to curb executive interference.

Key Data Points

FeatureData-Point
Enactment year2021
Trigger caseMadras Bar Association v. Union (2021)
Minimum appointment age50 years
Tenure length4 years
Max age – Member67 years
Max age – Chairperson70 years
Committee casting vote (Central)CJI / SC judge nominated by CJI
Non-voting Committee memberSecretary of concerned Union Ministry
Constitutional basis for tribunalsArticles 323-A & 323-B
Removal authorityCentral Government on Committee’s advice

Related UPSC Prelims PYQs

ESE_GS 2025PYQ 1

Which one of the following is correct with respect to the Industrial Relations Bill?

GS-3Economy

4.Tax Regime for Virtual Digital Assets (Crypto Taxation)

The Hindu

What & Where

Definition: Virtual Digital Assets (VDAs) are blockchain-based, cryptographically secured digital property under Section 2(111), Income Tax Bill 2025

Key types: cryptocurrencies, NFTs, stablecoins, tokenized real-world assets

Geography: India proposes uniform capital-gains regime for VDAs via Income Tax Bill 2025

Quick Facts for MCQs

Legal & Policy

  • Alignment: Mirrors UK, US, Australia where crypto taxed as property or securities
  • Oversight: TDS plus reporting obligations create audit trail to curb black money
  • Enforcement: Strengthened AML-KYC norms recommended for exchanges and wallets

Economic Angle

  • Revenue: High trading volumes provide new tax stream without raising conventional taxes
  • Deterrence: 30 % flat rate may push investors to lower-tax jurisdictions
  • Start-ups: High burden plus no deductions could stifle domestic crypto innovation

Implementation Challenges

  • Regulation gap: Market conduct, investor protection rules still absent despite tax provisions
  • Compliance load: Exchanges, traders must file frequent TDS statements, increasing costs
  • Mobility risk: Crypto easily portable, enabling offshore migration of capital

International Examples

  • Comparative: US treats crypto as property; UK imposes Capital Gains Tax; Australia, New Zealand similar
  • Global push: G20 & FATF urge harmonised standards for crypto taxation and AML controls

Key Data Points

FeatureData-Point
Governing statuteIncome Tax Bill 2025
Legal status of VDATreated as property & capital asset
Flat tax on transfer30 % of gains
TDS on each transaction1 %
Deductions allowedNone for fees, mining, commissions
Mandatory reportingExchange & payer required
Section defining VDA2(111)
Major objectiveRevenue, transparency, AML compliance
GS-1History

5.Morarji Desai Birth Anniversary (Morarji Desai)

PIB
Illustration for Morarji Desai Birth Anniversary (Morarji Desai)

What & Where

Morarji Ranchhodji Desai — 4th Prime Minister of India, tenure 1977-79, 6th Lok Sabha.

Born 29 Feb 1896, Bhadeli (Gujarat); resigned colonial post 1930 to join freedom struggle.

First non-Congress PM; headed Janata Party government post-Emergency.

Quick Facts for MCQs

Freedom Struggle

  • Resigned Deputy Collector post after 12 years; joined Civil Disobedience.
  • Detained during Individual Satyagraha 1941.
  • Arrested in Quit India, 1942.

Government Roles

  • Held Commerce & Industry portfolio 1956; Finance in 1958.
  • Quit cabinet via Kamaraj Plan to bolster Congress organisation.
  • Chaired 1st ARC 1966, recommending administrative overhaul.

Political Reforms

  • Led Janata Party’s 1977 landslide, ending Emergency regime.
  • 44th Amendment Act 1978 curtailed Emergency powers; reinforced civil liberties.
  • First full-term non-Congress PM, setting precedent for coalition politics.

Key Data Points

FeatureData-Point
Birth date29 February 1896
Birth placeBhadeli, Bombay Presidency (Gujarat)
Freedom-struggle exit from serviceDeputy Collector resignation, 1930
DetainedIndividual Satyagraha, 1941
ArrestedQuit India Movement, 1942
Commerce & Industry Minister1956
Finance Minister1958
Resigned underKamaraj Plan, 1963
Chairman1st Administrative Reforms Commission, 1966
Prime Minister termMarch 1977 – July 1979
Lok Sabha number6th
Key constitutional change44th Amendment Act, 1978
Party ledJanata Party
Contemporary tributeLok Sabha Speaker, 4 Mar 2025

Related UPSC Prelims PYQs

GS1 2019PYQ 1

किस प्रधानमंत्री के कार्यकाल के दौरान भारत के संविधान में 44वाँ संशोधन पारित किया गया था?

GS-1MiscQuick Bite

6.97th Academy Awards Winners (Oscar Awards)

Indian Express

What & Where

Oscars; annual global film awards, instituted 1929, recognise cinematic excellence

Presented by Academy of Motion Picture Arts and Sciences; HQ Los Angeles, USA

Ceremony generally hosted late February–early March, Dolby Theatre, Hollywood

Quick Facts for MCQs

Institutional Details

  • AMPAS formed 1927; oversees nominations, voting, ceremony logistics
  • Voting eligibility restricted to AMPAS members within specific industry branches
  • Statuette officially named “Academy Award of Merit”; 34 cm tall, gold-plated britannium

2025 Highlights

  • ‘Anora’ swept major categories, becoming top winner of 97th edition
  • Sean Baker secured both Best Director and shared Original Screenplay honors
  • Ceremony upheld traditional February–March scheduling despite prior pandemic disruptions

Historical Context

  • Oscars first awarded 1929, Hollywood Roosevelt Hotel; only 12 categories then
  • Transitioned to televised broadcast 1953, boosting global cultural impact
  • Expansion now 23 competitive categories reflecting evolving film crafts

Key Data Points

FeatureData-Point
Current edition97th Oscars (2025)
Venue cityLos Angeles
Presenter bodyAMPAS
AMPAS membership≈ 9,000 professionals
Instituted1929
Dominant film 2025‘Anora’ by Sean Baker
Oscars won by ‘Anora’5
Key awards clinchedBest Film, Director, Actress, Original Screenplay, Film Editing

Related UPSC Prelims PYQs

CDS_GK 2024PYQ 1

Which of the following movies won the 96th Academy Award 2024 in the Best Picture category?

GS-1Mapping

7.Zambia Copper Block Acquisition (Country Mapping)

Indian Express
Illustration for Zambia Copper Block Acquisition (Country Mapping)

What & Where

India’s GSI obtains 9,000 sq km copper-cobalt exploration block in Northwestern Province, Zambia.

Zambia: land-locked Southern African nation; capital Lusaka; rich Copperbelt straddling DR C border.

Copper & cobalt: key for EV batteries, clean-energy hardware, projected global shortfall by 2035.

Quick Facts for MCQs

Geography & Neighbours

  • Zambia borders Angola, DR C, Tanzania, Malawi, Mozambique, Zimbabwe, Botswana, Namibia.
  • Key highlands: Nyika Plateau, Mafinga Hills enabling headwaters.
  • Mineral belt concentrated along Copperbelt & Northwestern geological zones.

Mineral Demand Trend

  • EVs, renewables, advanced electronics rapidly escalating copper intensity per MW or vehicle.
  • Studies flag supply deficit by 2035, sparking overseas asset races.
  • Cobalt co-production critical for lithium-ion battery cathodes.

Indian Mining Scene

  • Post-2018 Sterlite closure pushed import dependence; refining capacity under-utilised.
  • Core domestic belts: Singhbhum (Jharkhand), Khetri (Rajasthan), Malanjkhand (MP).
  • GOI exploring FDI & overseas blocks to plug raw-ore shortage.

Global Production Snapshot

  • Chile > Peru > DR C lead global copper league; Zambia holds ~4 % share.
  • African copper often associated with cobalt, enhancing strategic allure.
  • Price volatility influenced by infrastructure stimulus, green policies, and supply chain disruptions.

Key Data Points

FeatureData-Point
Block size9,000 sq km
Block holderGeological Survey of India
Zambian provinceNorthwestern Province
Zambia copper rank7th largest producer
World’s top copper producerChile
Zambia capitalLusaka
Major Zambian riversZambezi, Kafue, Luangwa
Indian copper output drop−8 % since 2018-19
Only GoI copper PSUHindustan Copper Ltd
Largest Indian open-pit mineMalanjkhand, Madhya Pradesh

Related UPSC Prelims PYQs

GS1 1999PYQ 1

In which one of the following areas in the given map was there a recent discovery of copper deposits by the Atomic Minerals Division of Department of Atomic Energy?

GS1 2023PYQ 2

About three-fourths of world's cobalt, a metal required for the manufacture of batteries for electric motor vehicles, is produced by

GS-3Environment

8.NBWL Wildlife Conservation Initiatives (NBWL Initiatives)

Indian Express

What & Where

World Wildlife Day: 3 March observance, set by UNGA 2013, marks 1973 adoption of CITES treaty.

National Board for Wildlife (NBWL): statutory apex wildlife body under Wild Life (Protection) Act 1972, chaired by Prime Minister.

7th NBWL meeting convened at Gir National Park, Junagadh (Gujarat) on World Wildlife Day 2025.

Quick Facts for MCQs

Conservation Initiatives

  • Great Indian Bustard: national conservation plan plus dedicated task force to revive shrinking populations.
  • Gharial: separate conservation initiative and task force launched for riverine population recovery.
  • Project Cheetah & Lion: cheetahs introduced to two new sites; lion project prolonged, census-16 slated May 2024.

Technology & Research

  • Centre-Excellence (WII Coimbatore): rapid-response teams, AI/ML, geospatial tools for human-wildlife conflict mitigation.
  • WII–BISAG-N partnership: remote-sensing, predictive mapping for conflict zones and forest-fire alerts.
  • Riverine Dolphin Report: first nationwide survey across Ganga, Brahmaputra, Indus basins counts 6,327 dolphins.

Legal & Governance

  • NBWL clearance compulsory before any diversion of tiger reserves; advice taken from NTCA.
  • Statutory authority derived from Wild Life (Protection) Act 1972 to frame national wildlife policy directives.
  • Leadership: PM chair; Environment Minister vice; includes COAS, Defence & Expenditure Secretaries, ten nominated experts.

Key Data Points

FeatureData-Point
World Wildlife Day 2025 themeWildlife Conservation Finance: Investing in People and Planet
Treaty commemoratedCITES 1973
NBWL meeting number7th
NBWL total members47
NBWL vice-chairEnvironment Minister
First Riverine Dolphin count6,327 individuals
Project Cheetah new sitesGandhi Sagar WLS (MP); Banni Grasslands (Guj)
Project Lion extension10 years; Saurashtra range expansion
New conflict-management centreWII Coimbatore campus
National Referral Centre siteJunagadh, Gujarat
Critically endangered focus birdGreat Indian Bustard

Related UPSC Prelims PYQs

CDS_GK, GS1 2025PYQ 1

‘नीलगिरि’, ‘सूट्र’ और ‘वायशार्क’ के बारे में निम्नलिखित में से कौन-सा कथन सही है?

CDS_GK, GS1 2017PYQ 2

वन्यजीव (सुरक्षा) अधिनियम, 1972 के अनुसार, किसी व्यक्ति द्वारा, यदि द्वारा किए गए वन्यजीव अपराध के अभियुक्त होने के विचार में, निम्नलिखित में से कौन-सा/से प्राणी का शिकार नहीं किया जा सकता?

GS-3Species

9.Gangetic Dolphin Population Survey (Gangetic Dolphin)

Down to Earth
Illustration for Gangetic Dolphin Population Survey (Gangetic Dolphin)

What & Where

Gangetic dolphin (“Susu”): freshwater river cetacean of Ganga-Brahmaputra-Meghna & Karnaphuli-Sangu systems in India-Nepal-Bangladesh

2020 Project Dolphin survey: first systematic Indian river-dolphin census; 28 rivers, 8,507 km across eight states

Counted 6,327 dolphins in India: 6,324 Gangetic + 3 Indus, mainly within Ganga, Brahmaputra, Indus basins

Quick Facts for MCQs

Survey Design

  • Implementers: MoEFCC, Wildlife Institute of India, eight state forest departments under Project Dolphin
  • Coverage: 28 rivers, 8,507 km; basins—Ganga, Brahmaputra, Indus
  • Output: 6,327 individuals; establishes baseline for future monitoring

Biological Traits

  • Navigation: echolocation compensates for lensless eyes
  • Respiration: must surface every 30–120 s; obligate air-breather
  • Habitat: favors counter-current main-channel zones; diet primarily fish

Legal & Policy

  • Protection: Endangered on IUCN Red List; Schedule I under Wildlife Protection Act 1972
  • Symbolism: National Aquatic Animal since 2009; flagship for river conservation
  • Threats addressed: habitat alteration, pollution, fishing gear entanglement, flow regulation

Key Data Points

FeatureData-Point
Survey year2020
Implementing agencyMoEFCC + WII + state FDs
Rivers covered28
Length surveyed8,507 km
Major basinsGanga, Brahmaputra, Indus
Total dolphins6,327
Gangetic : Indus split6,324 : 3
IUCN statusEndangered
WPA, 1972 listingSchedule I
National Aquatic AnimalDeclared 2009
Local name“Susu”
VisionLensless; blind
Breathing interval30–120 s

Related UPSC Prelims PYQs

GS1 2015PYQ 1

Which one of the following is the national aquatic animal of India?

GS1 2014PYQ 2

Other than poaching, what are the possible reasons for the decline in the population of Ganges River Dolphins?

GS-3S&T

10.Bose Metal Quantum State (Quantum Materials)

The Hindu

What & Where

Quantum metallic state where Cooper pairs exist without long-range superconducting order

Strong evidence found in niobium diselenide (NbSe₂) by China–Japan team

Shows finite conductivity near absolute zero under applied magnetic field

Quick Facts for MCQs

Quantum Characteristics

  • Cooper-pair formation through net attractive electron interaction
  • Lack of phase coherence prevents superconductivity
  • Conductivity intermediate, neither divergent nor vanishing

Experimental Demands

  • Milli-Kelvin temperature control essential
  • Atomic-scale thickness tuning in 2D NbSe₂ samples
  • Precisely varied magnetic fields probe metallic phase

Current Limitations

  • No device-level applications to date
  • Definition debated as distinct state versus crossover regime
  • Reproducibility difficult across separate laboratories

Key Data Points

FeatureData-Point
Constituent materialNiobium diselenide (NbSe₂)
Charge carriersElectron Cooper pairs
0 K conductivityFinite; between superconductor ∞ and insulator 0
Magnetic field roleTunes formation & transport of Bose metal
Industrial useNone established yet
GS-2Scheme

11.National Green Hydrogen Mission Updates (Green Hydrogen)

PIB
Illustration for National Green Hydrogen Mission Updates (Green Hydrogen)

What & Where

Green Hydrogen Mission: Indian flagship to make nation global hub for renewable-based H₂ production, use, export.

Core process: water electrolysis powered by solar/wind; displaces fossil fuel in industry and heavy transport.

Geography: nationwide roll-out; first 10 inter-city routes for hydrogen buses / trucks.

Quick Facts for MCQs

Tech & Schemes

  • SIGHT: output-linked incentives lower cost of electrolyser manufacture and green H₂ generation.
  • SHIP R&D window enables public-private collaboration on storage, safety & fuel-cell tech.
  • Mandatory consumption norms push steel, refinery, fertiliser sectors to early adoption.

Financials

  • Mission outlay ₹19,744 cr includes ₹208 cr transport pilots; bulk funds reserved for manufacturing incentives.
  • Goal: cut fossil-fuel import bill, open export revenue via green-ammonia, green-methanol pathways.

Implementation & Infrastructure

  • Two hydrogen hubs to integrate production, storage, pipelines, refuelling for industry and mobility.
  • Support envisaged for dedicated pipelines, cryogenic tankers, high-pressure cylinder networks.
  • MNRE-industry skill programs to train operators on electrolyser O&M and H₂ safety protocols.

Key Data Points

FeatureData-Point
Mission launch4 Jan 2023
Nodal ministryMNRE
Total outlay₹19,744 crore (2023-30)
Pilot projects5 sanctioned (buses & trucks)
Vehicles deployed37 hydrogen-powered
Routes covered10 major corridors
Pilot funding₹208 crore
Incentive schemeSIGHT for electrolysers & H₂ production
Planned H₂ hubs2 large-scale units
Grid policyInterstate RE transmission charges waived for H₂ makers

Related UPSC Prelims PYQs

CAPF_GAI, ESE_GS 2025PYQ 1

Which of the statements given below is/are correct?

CAPF_GAI, ESE_GS 2022PYQ 2

US-based Ohmium International has started India's first green hydrogen electrolyzer manufacturing unit at

GS-1Editorial

12.Rural India Protein Deficit (Rural Protein Hunger)

Down to Earth

What & Where

Definition Hidden hunger: calorie-adequate yet micronutrient / protein-deficient malnutrition seen widely in rural India.

Institution ICRISAT: 1972 UN-recognised international body, HQ Patancheru (Telangana); researches dryland-tropics food-nutrition resilience.

Region Focus: Semi-arid tropics of Asia & sub-Saharan Africa housing large cereal-dependent populations.

Quick Facts for MCQs

Dietary Findings

  • Cereal dominance: Rice + wheat supply bulk protein yet lack essential amino acids.
  • Protein sources underused: Pulses, dairy, meat limited by culture, awareness, cost.
  • Regional variance: State-specific drivers; even affluent families can show deficits.

Health Impact

  • Muscle loss: Chronic deficit causes atrophy, weakness, frailty.
  • Immunity dip: Reduced antibody production elevates infection risk.
  • Child damage: Stunting, cognitive delay, delayed puberty become irreversible.

Policy Prescriptions

  • PDS reform: Pulse, millet, fortified staple inclusion for protein security.
  • Farm incentives: MSP, extension support for protein-rich crops; sustainable models.
  • Nutrition literacy: Curriculum integration & community campaigns on balanced diets.

Gender Dimension

  • Women education: Direct lever for household dietary diversification.
  • Self-help groups: Proposed channels for affordable protein access, behaviour change.

Key Data Points

FeatureData-Point
ICRISAT founding year1972
Legal status in IndiaSpecified “International Organisation” under UN Privileges & Immunities Act 1947
Rural diet cereal share60–75 % of daily protein
Core cereals consumedRice, wheat
PDS present focusCalorie assurance via cereals; minimal proteins
Key deficiencyEssential amino acids (e.g., lysine, methionine)
Women education effectHigher schooling → more diversified household diet

Related UPSC Prelims PYQs

GS1 1996PYQ 1

The nutritional deficiency condition that needs to be given top priority for remedial action in India today is

GS-1Editorial

13.India’s Escalating Obesity Crisis (Childhood Obesity)

The Hindu

What & Where

Definition: WHO flags obesity as abnormal fat; BMI ≥ 30 kg/m², overweight 25-29.9 kg/m²

India: NFHS-5 shows 24 % women, 22.9 % men overweight/obese; under-5 rate 3.4 %

Global: 5-19 obesity surged 2 → 8 % during 1990-2022; adult share 7 → 16 %

Quick Facts for MCQs

Health Risks

  • Cardiovascular: Indians face heart attacks 10 years earlier than global average
  • Diabetes: 101 mn national cases; obesity triggers insulin resistance raising Type-2 load
  • Cancer: Cases expected 14.6 lakh → 15.7 lakh between 2022-25 due to obesity linkage

Economic Angle

  • Cost2019: USD 28.95 bn, 1.02 % GDP, Rs 1,800 per capita
  • Cost2030: Forecast Rs 4,700 per capita, 1.57 % GDP if trends persist
  • Survey2024-25: Proposes higher ultra-processed food taxes to curb fiscal drag

Causes

  • Diet: HFSS and ultra-processed consumption rising sharply
  • Inactivity: Nearly 50 % Indians insufficiently active per Lancet study
  • Environment: Shrinking green space, pollution, pricey produce restrict healthy living

Government Initiatives

  • NP-NCD: Nationwide screening and counselling for lifestyle disorders including obesity
  • POSHAN 2.0: Integrated strategy combating mal- and over-nutrition in women and children
  • Fit India & Eat Right: Mass campaigns promoting exercise and safe, nutritious foods

Key Data Points

FeatureData-Point
BMI overweight cutoff25 kg/m²
BMI obese cutoff30 kg/m²
NFHS-5 women overweight/obese24 %
NFHS-5 men overweight/obese22.9 %
Under-5 overweight NFHS-53.4 %
Global 5-19 obesity 1990→20222 % → 8 %
India obesity cost 2019USD 28.95 bn (1.02 % GDP)
Projected per-capita cost 2030Rs 4,700

Related UPSC Prelims PYQs

CAPF_GAI 2024PYQ 1

निम्नलिखित में से किसमें, राष्ट्रीय परिवार स्वास्थ्य सर्वेक्षण-4 से लेकर राष्ट्रीय परिवार स्वास्थ्य सर्वेक्षण-5 तक ग्रामीण क्षेत्रों में कोई सुधार प्रदर्शित नहीं होता है?

GS-1Editorial

14.UNESCO Report on Multilingual Education (Multilingual Education)

The Hindu

What & Where

UNESCO report “Languages Matter: Global Guidance on Multilingual Education” released worldwide on 25th Intl Mother Language Day anniversary.

Addresses language-of-instruction barriers; urges multilingual, context-specific schooling policies.

Hotspots: 40 % global learners affected, rising to 90 % in low-/middle-income states; includes 31 mn displaced youth, India referenced.

Quick Facts for MCQs

Key Statistics

  • 250 mn students globally excluded by language mismatch; colonial legacies sustain non-native instruction.
  • High-income states see immigration-driven classroom multilingualism needing support.

Policy Recommendations

  • Frame location-specific language policies; integrate local tongues in curricula, assessment.
  • Provide teacher upskilling, multilingual textbooks, inclusive classroom environments.
  • Foster inclusion via proactive school leadership and community engagement.

Indian Context

  • Post-colonial English prominence curtailed Persian, limited Sanskrit to religious use.
  • 22 Eighth-Schedule languages expanding; many Austro-Asiatic & Tibeto-Burman Adivasi tongues near extinction.
  • Print & digital growth aid regional scripts but urban English surge threatens linguistic diversity.

Key Data Points

FeatureData-Point
Issuing agencyUNESCO
Report title“Languages Matter: Global Guidance on Multilingual Education”
Global learners without familiar-language schooling40 %
Share in low & middle-income countries90 %
Displaced youth facing language barriers31 million
Intl Mother Language Day21 Feb; first observed 2000
Day proposed byBangladesh; approved UNESCO-1999
NEP 2020 medium recommendationHome language till Grade 5 (preferably 8)

Related UPSC Prelims PYQs

GS1 2021PYQ 1

Consider the following statements:

GS-1Economy

15.Women’s Growing Credit Participation (Women Credit Access)

Niti Aayog
Illustration for Women’s Growing Credit Participation (Women Credit Access)

What & Where

Report “From Borrowers to Builders” by NITI Aayog-TransUnion CIBIL-WEP-MSC on women’s financial inclusion, released Dec 2024.

Assesses 2019-24 trends in credit participation, monitoring, schemes impact across urban, semi-urban, rural India.

Maps regional patterns: southern dominance (Tamil Nadu, Karnataka, Telangana) & fastest growth in UP, Rajasthan, MP.

Quick Facts for MCQs

Credit Trends

  • Tripling of women borrowers signals deepening formal credit access.
  • Business loan share rise 14 ppt; gold loan share up 6 ppt since 2019.
  • 62 % women monitors in prime credit strengthen portfolio quality.

Regional Spread

  • Southern states top absolute women borrowers; Tamil Nadu leads.
  • UP, Rajasthan, MP register fastest five-year growth in live women borrowers.
  • Non-metro credit monitoring 48 %, outpacing metro 30 %.

Schemes & Platforms

  • WEP offers mentorship, market linkage, literacy; houses Financing Women Collaborative.
  • PMMY sanctioned ₹2.22 lakh crore to women in FY24, largest programme.
  • PM SVANidhi, Udyam Registration boost street-vendor and MSME formalisation.

Barriers

  • Credit aversion driven by repayment fear, income volatility.
  • 79 % women businesses self-financed due to collateral, guarantor gaps.
  • 30 % entrepreneurs lack documentation, hindering credit readiness.

Way Forward

  • AI-based alternative risk models proposed to cut gender bias.
  • Gender-intelligent products: flexible tenure, no collateral, advisory support.
  • Expanding WEP/FWC networks, raise women leadership in finance.

Key Data Points

FeatureData-Point
Women borrowers growth 2019-243 ×
Borrowers from semi-urban & rural60 %
Women monitoring credit 202427 million
YoY rise in monitoring 2023-2442 %
Business-loan share change+14 ppt since 2019
Gold-loan share change+6 ppt since 2019
Self-monitors in prime credit bands62 %
PMMY FY24 disbursal to women₹2.22 lakh crore; 4.24 crore accounts
PM SVANidhi to women till Dec 2024₹5,939.7 crore; 30.6 lakh vendors
Women-owned MSME share (Udyam)40 %

Related UPSC Prelims PYQs

CAPF_GAI, GEO_GS 2025PYQ 1

नवीनी सहकार योजना के बारे में निम्नलिखित कथनों पर विचार कीजिए:

CAPF_GAI, GEO_GS 2024PYQ 2

Consider the following statements with reference to a Report titled 'The Paths to Equal', published in 2023, prepared by 'UN Women' and 'UNDP' (United Nations Development Programme):

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