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UPSC 2019: The Service Area Approach was implemented under the purview of
(a)Integrated Rural Development Programme
(b)Lead Bank Scheme
(c)Mahatma Gandhi National Rural Employment Guarantee Scheme
(d)National Skill Development Mission
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Not attemptedCorrect Answer: (b) Lead Bank Scheme
The Service Area Approach (SAA) for rural and semi-urban bank branches was launched by the Reserve Bank of India in April 1989 as an operational refinement of the Lead Bank Scheme (अग्रणी बैंक योजना). Therefore it was established under the Lead Bank Scheme, making option (b) correct. ([taxguru.in](https://taxguru.in/rbi/master-circular-lead-bank-scheme.html?utm_source=openai))
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Frequently Asked Questions
What is the correct answer to this UPSC 2019 Indian Economy question?▼
The correct answer is option (b): Lead Bank Scheme. Watch the detailed video explanation in our Sherlocking Prelims course on UnlockIAS.
Which year was this Banking & Financial Sector question asked in UPSC Prelims?▼
This question was asked in UPSC CSE Prelims 2019, GS Paper 1, as Question 61. It falls under Indian Economy > Banking & Financial Sector.
What is the difficulty level of this UPSC question?▼
This question is rated "easy". It tests basic recall and most well-prepared aspirants should answer it correctly.
How many UPSC Prelims questions have been asked from Banking & Financial Sector?▼
UPSC has asked 48 questions from Banking & Financial Sector (under Indian Economy) across multiple years. Visit the topic page to see the full list and year-wise trends.