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Avin, Mandar, Sarang, Sarfaraz, Balram and Samir are six friends who have invested in either Mutual Funds or Fixed Deposits or both. Only two friends have not invested in Mutual Funds. Balram has invested in Mutual Funds and also Fixed Deposits. Only one other friend has invested in both Mutual Funds and Fixed Deposits. Sarang has not invested in Mutual Funds. Samir does not have Fixed Deposits. Sarfaraz has invested in only one of the two. Mandar has invested in only Fixed Deposits. Who other than Balram has invested in both Mutual Funds and Fixed Deposits?