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UPSC 1995: Which one of the following is not an instrument of selective credit control in India?
(a)Regulation of consumer credit
(b)Rationing of credit
(c)Margin requirements
(d)Variable reserve ratios
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Not attemptedCorrect Answer: (d) Variable reserve ratios
Selective credit controls are qualitative tools such as consumer-credit regulation, credit rationing and margin requirements. Variable reserve ratios (CRR/SLR) affect the overall volume of bank credit and are therefore quantitative, not selective, instruments—hence option (d) is not an SCC tool. ([examrobot.com](https://examrobot.com/content/which-one-following-not-instrument-selective-credit-control-india?utm_source=openai))
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Frequently Asked Questions
What is the correct answer to this UPSC 1995 Indian Economy question?▼
The correct answer is option (d): Variable reserve ratios. Watch the detailed video explanation in our Sherlocking Prelims course on UnlockIAS.
Which year was this Monetary Policy & Money Supply question asked in UPSC Prelims?▼
This question was asked in UPSC CSE Prelims 1995, GS Paper 1, as Question 55. It falls under Indian Economy > Monetary Policy & Money Supply.
What is the difficulty level of this UPSC question?▼
This question is rated "moderate". It requires sound conceptual understanding of the topic.
How many UPSC Prelims questions have been asked from Monetary Policy & Money Supply?▼
UPSC has asked 27 questions from Monetary Policy & Money Supply (under Indian Economy) across multiple years. Visit the topic page to see the full list and year-wise trends.