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UPSC 1999: The main sources of credit to the farmers include
(a)the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private moneylenders
(b)the NABARD, RBI, commercial banks and private moneylenders
(c)the District Central Cooperative Banks (DCCB), the lead banks, IRDP and JRY
(d)the Large-scale Multi-purpose Adivasis Programme, DCCB, IFFCO and commercial banks
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Not attemptedCorrect Answer: (a) the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private moneylenders
Institutional credit for farmers primarily comes from Primary Agricultural Cooperative Societies (PACS), Commercial Banks, and Regional Rural Banks (RRBs); non-institutional credit is still obtained from private moneylenders. This combination matches option (a). Other options list apex bodies (NABARD, RBI) or schemes/institutions that are not direct credit sources for individual farmers. ([licchavilyceum.com](https://licchavilyceum.com/upsc-civil-services-prelims-1999-solved-question-paper/?utm_source=openai))
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Frequently Asked Questions
What is the correct answer to this UPSC 1999 Indian Economy question?▼
The correct answer is option (a): the Primary Agricultural Cooperative Societies, commercial banks, RRBs and private moneylenders. Watch the detailed video explanation in our Sherlocking Prelims course on UnlockIAS.
Which year was this Agriculture & Rural Development question asked in UPSC Prelims?▼
This question was asked in UPSC CSE Prelims 1999, GS Paper 1, as Question 50. It falls under Indian Economy > Agriculture & Rural Development.
What is the difficulty level of this UPSC question?▼
This question is rated "easy". It tests basic recall and most well-prepared aspirants should answer it correctly.
How many UPSC Prelims questions have been asked from Agriculture & Rural Development?▼
UPSC has asked 60 questions from Agriculture & Rural Development (under Indian Economy) across multiple years. Visit the topic page to see the full list and year-wise trends.